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Why Fee-Only Advisory Saves You More Than You Think
Hidden trail commissions in regular mutual funds can cost you lakhs over a 20-year horizon. We run the actual numbers — and the gap is larger than you'd expect.
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SEBI RIA Regulations: What They Mean for You as an Investor
SEBI's Investment Adviser framework gives you real, enforceable protections — fiduciary duty, conflict disclosure, written agreements. Most investors have never used them.
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Rent vs Buy in 2026: A Numbers-First Analysis
Most Indian metro markets sit at a Price-to-Rent ratio of 25–45. We run the full cost of ownership — EMI, stamp duty, opportunity cost — and let the maths decide.
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NPS vs PPF vs EPF: The Complete Retirement Showdown
Three government-backed instruments, three very different structures. Updated for PFRDA's December 2025 amendment reducing the NPS annuity requirement to 20%.
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5 Financial Mistakes Indians Make in Their 30s (and How to Fix Them)
Wrong insurance, no emergency fund, March tax panic — these mistakes are common, quietly costly, and entirely avoidable. Here's what to do instead.
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Term Insurance in India: How Much Cover Do You Actually Need?
The "10× salary" rule is a starting point, not an answer. We walk through the DIME framework with a worked example — and the number is probably higher than you think.
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